Studying abroad is an exciting prospect. There will be new places to explore, opportunities to meet people from around the world.

Only students pursuing academic courses abroad, with a minimum age of 16 years and a maximum age of 35 years will be issued a Student Travel Policy.​Click here to view the detailed table of above mentioned coverage.

What does the policy cover?​

We’ve tried to ‘pack in’ maximum coverage for a variety of situations while you’re traveling, alone or with your family with our student travel insurance. Have a look!

– Accidental bodily injury during the trip

– Acute anesthetic treatment of teeth due to an injury

– Emergency expenses made for medical evacuation to India

– Total loss of your checked-in baggage by a common carrier

– Cost of obtaining a fresh or duplicate passport in case of a lost passport

– Reimbursement of tuition fees, in case the sponsor paying your fee passes away due to an injury

– Emergency medical expenses incurred by you whilst abroad, for any sudden illness, injury or death

– Reimbursement of current (paid) semester fee, if your education is interrupted due to a medical condition

– Compensation for death or permanent disability due to an accident, while r​iding as a passenger in a common carrier

– Reimbursement of return ticket fare for a family member visiting you, the insured, if you’re hospitalized for more than 7

– Expenses incurred while transporting the insured’s mortal remains back home or towards burial abroad in case of an untimely demise

– Payment of bail amount to the appropriate authority, if you’re arrested or detained by any judicial authorities for a bailable offense, while abroad​

What does the policy not cover?

 Like you have some questions that are out-of-syllabus, a student insurance policy also has situations that are out-of-scope. Here’s a list of things your student travel insurance policy won’t cover!

– War or nuclear threat in the country where you’re traveling

– Loss of checked baggage – no partial loss or damage shall become payable

– Claims arising out of non – disclosed and non-declared pre-existing medical conditions will not be covered

– Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities

– Expenses incurred if you are-
1. Traveling against the advice of a physician
2. Receiving or are on a waiting list for specified medical treatment
3. Traveling to receive treatment abroad
4. Have been given terminal prognosis for a medical condition

– Expenses incurred due to any of the following conditions:
1. Suicide self-inflicted injuries or illnesses
2. Mental disorder
3. Anxiety, stress or depression
4. Venereal diseases
5. Alcohol/drug abuse
6. HIV/AIDS

Life threatening conditions covered only arising out of disclosed pre-existing diseases, which are mentioned in the policy schedule, for people up to 70 years of age. Customers need to declare all pre-existing diseases while taking the policy

For more details you can visit : https://www.reliancegeneral.co.in/Insurance/Travel-Insurance/Student-Travel-Insurance.aspx